Lexiaponivo - User-focused financial clarity and guidance

Acceptance of conditions

By accessing and using our services or submitting a consultation request, you acknowledge having read and fully understood these terms. If you disagree with any part of the terms, please discontinue use immediately.

Definitions

For clarity, certain important terms are defined below as used in these conditions.

'We', 'our', 'us' refers to Lexiaponivo, including its consultants, staff, and legal representatives.

'User', 'you' refers to any person who accesses, browses, or requests our services through this website.

'Service' means the provision of financial recommendations, analytical reviews, and related consultations as described throughout the site.

'Content' includes all material, text, and resources available on the lexiaponivo.com website.

Service usage

Use our website and consultations solely for lawful, non-commercial, and informational purposes consistent with these terms.

Eligibility

You must be at least 18 years old and legally allowed to use financial consulting services in your jurisdiction to access our platform.

Service intended for Australian legal residents only.

Your responsibilities

It is your duty to use this website and our consultations responsibly and within the law.

Provide accurate, honest information when seeking consultation or making enquiries.

Keep your contact details up-to-date for effective communication.

Respect privacy and the confidential nature of your correspondence with us.

Do not misuse site functions or share misleading, unlawful, or harmful content.

Prohibited uses

Strictly prohibited behaviours include, but are not limited to:

Acting fraudulently or misrepresenting your identity to gain access to services.

Attempting to disrupt or compromise site security or operation.

Publishing, distributing, or transmitting content that is unlawful, defamatory, or abusive.

Reverse-engineering, copying, or extracting data from our platform without consent.

Using our site or services in violation of Australian law or relevant regulations.

Intellectual property rights

All website content including text, graphics, and logos are the property of Lexiaponivo or its licensors. You may not copy, republish, or redistribute any part of the platform or materials without written consent.

User content guidelines

You are responsible for content or material you submit. Never publish unlawful, misleading, or confidential information about someone else.

User content rights

By submitting information, you grant us a non-exclusive right to use your submission to deliver our services, always subject to privacy rules.

Your privacy and security

Your privacy is governed by our Privacy Policy, with robust steps taken to protect sensitive data. Custody and use of your information follow local laws.

View privacy policy

Disclaimer of information

The advice and information on this site are general in nature and not tailored to individual circumstances.

Important notice

Use the site at your own risk. Our team strives for accuracy, but mistakes or outdated content may occur.

Limitation of liability

We accept no liability for losses or damages arising from use of this website or consultation, except as required by law.

Indemnification

You agree to defend and hold Lexiaponivo and affiliates harmless from claims resulting from your violation of these terms or improper site usage.

Resolving disputes

In case of disagreements, parties agree to resolve issues amicably before pursuing formal action.

Arbitration

Should disputes remain unresolved, both parties agree to confidential arbitration under Australian law.

Costs for arbitration are borne individually unless otherwise decided by the arbitrator.

Online dispute resolution

Australian residents may use official consumer mediation bodies, detailed on government sites, for complaints.

See official contact details

Severability

If any clause is invalid or unenforceable, the remaining terms will remain in effect.

Entire agreement

These terms constitute the full agreement between you and Lexiaponivo, superseding prior correspondence.

Governing law and courts

Your use of the site is subject to the laws of Australia and any relevant regulations.

Service termination

We may suspend or terminate access for breaches of these terms, site misuse, or for compliance with the law.

Changes

Terms may be updated from time to time. Continued use of our services confirms acceptance of any new conditions.

Contact for questions

Please contact us for clarification or further information about these terms.

Contact Email: content@lexiaponivo.com

Contact Phone: +61865570520

Mail Address: 365 Little Collins St, Melbourne, VIC 3000 Australia

Terms and Conditions for Using Our Service